About KTB Life

KTB Life N.V. is a life insurance company which has been active since January 1, 2016 in Curaçao and Aruba. We have a number of large (company) pension funds as clients on both islands. Our company is supervised by the Central Bank of Curaçao and Sint Maarten. The large pension funds of Aruba have received permission from the Central Bank of Aruba to cede their risks to KTB Life N.V. Our re-insurer is Swiss Re in Switzerland, the largest one in the world in terms of life- and disability insurance. KTB Life N.V. has also some additional re-insurances with Swiss Re, the “stop loss” and the “catastrophe coverage.” These ensure that we are always able to meet our financial obligations. We will gladly provide you further information about our solvency during the quotation process. KTB Life N.V. focuses on pension funds and employers who want to re-insure the risks related to death and disability. In other words, we offer both survivors and a disability pensions. Our customers would like to re-insure those risks in case the (small) risk occurs and a significant capital has to be paid over the entire benefit period. The customer does not build up a (pension) capital with us as is usually the case with a life insurance company, but they pay an annual premium to us for this risk insurance.